Interested in buying a boat but unsure of the process? Don't let the unknown keep you from making a purchase that, in my opinion, will change your life for the better. Life is better with a boat because you can relax, spend quality time with family and friends, develop new friendships, enjoy America's beautiful waterways, and have fun. So, in order to simplify the process, I'm offering Ten Easy Steps to Buying a Boat: a guide to choosing the boat that is right for you and your lifestyle.

1. Analyze the type of activity you want to pursue. Some boats are made for a specific boating purpose, such as water skiing, while other boats serve multiple purposes. Determine the water activities you want to undertake and select a boat that meets those requirements.
2. With whom will you boat? Will your boating activity include your spouse and three children? Do you plan to include friends on boating trips? Think about the people who will be boating with you when considering space requirements in terms of both seating and sleeping capacities.
3. Where do you want to spend your time boating? On an inland lake or on the Great Lakes? Smaller boats may not be suitable for use on larger lakes, especially the Great Lakes. Consider the flexibility offered with a "trailerable" boat in terms of selecting boating locations versus keeping your boat in a wet slip at a specific location.
4. Do your homework! Use your boating experience and knowledge to your advantage. If your experience is limited, gain as much knowledge as possible from boating publications, other boaters, and boat dealers and marinas. A way to save time while gaining information and learning about product options is by attending boat shows. You can see lots of boats and meet several dealers in a short timeframe.
5. Consider your budget. An entry-level boat can be purchased for less than $200 per month. Interest rates have declined in recent months and boat loans are available for longer terms than auto loans. Before discussing finance options, make sure you have a clear understanding of the additional options you want to include on your boat, such as electronics.
6. Understand all potential expenses. Consult with your boat dealer and marina operator to determine additional expenses you may incur. Operational costs may include fuel, maintenance, insurance and spare parts. Other expense considerations include winter storage as well as winterization of engines, water systems, heads and holding tanks, and seasonal slip rental.
7. Know your personal preferences. Some people enjoy tinkering about their boats. Maybe you like to sand and varnish. Or, you may like to have someone else take care of the details. Whatever your preference, make sure that your boat selection aligns with your lifestyle.
8. Should you have a vessel inspection? There is nothing like the new boat fiberglass smell. However, if you purchase a previously owned boat it is advisable to hire a marine surveyor to inspect the vessel, and make your purchase contingent upon the results. Most dealers can recommend a surveyor.
9. Know about warranties, extended warranties and manufacturer/dealer support. Manufacturer's warranties on new boats are similar but vary in terms of length and inclusions. Also, extended warranties can be purchased from your dealer as part of a new or used boat purchase. Talk with other boaters to help determine the reputation of boat manufacturers and dealers.
10. Be comfortable with your decision! Remember that boating is like other major purchases. How you feel about your purchase is driven by the value you receive from the experience of owning and operating your boat.

If you follow these ten steps, I believe you will have a much higher rate of satisfaction with the boat you select. See you on the water!

source: DiscoverBoating.com